The US health system is BROKEN. The problem is not necessarily with Obama or a Universal Health Scheme. You had problems long before Obama arrived on the scene. Someone, somewhere is making a fortune at the expense of everyone else.
Australia, like many other countries, has a Universal Health Scheme that does not send us broke and people who cannot afford insurance are treated with dignity. Our GPs still drive BMWs, our specialists still work four days a week and collect vintage cars. We pay a levy on our income tax and can take private insurance if we wish which gives us a private room in hospital, choice of doctor and much earlier access to specialist care as well as cheaper optical, dental etc. Ambulance transport is prompt and free including air ambulance if needed. Only identification is required for high quality hospital emergency care and emergency treatment would NEVER be denied to ANYONE. Many doctors do not charge above the government paid fee. The hospitals are owned by the state government or a religious order (funded by the government). So no billionaires there. Our system is far from perfect but we don't have to take a mortgage to spend time in hospital.
So, where's all YOUR money going. It's the old story, "follow the money". I'm willing to bet that the majority (most likely the vast majority) of the money you spend feathers the nests of a lot of people who have nothing to do with actually delivering health care. The problem probably lies in private ownership of essential services. Don't get me wrong, I am quite politically conservative, but profiting from the misfortunes of others is little short of evil.
What can you do about it? I don't know, but a Universal Health Scheme that bypasses the profiteers is probably much closer to the solution than the problem.